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If you're looking for a private lender to fund your next property investment, LendingHome offers competitive interest rates for top borrowers with no prepayment penalties. Hard money loans are considered "last resort" loans or short-term bridge loans. These loans are mainly used in real estate transactions, and the lender is generally individuals or companies and not banks. The first thing you should remember is that banks and credit unions don't offer this type of loan. If you want a private money loan, you need to find private investors or an investor fund known as a private money lender. Another reason why a borrower can use a hard money loan is because the banks have rejected it for a traditional loan. If you understand the advantages and disadvantages of hard money loans and similar
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